Personal Loan

What is a Personal Loan?

A personal loan is a fixed amount of money borrowed at a fixed rate and repaid over a fixed amount of time.

A personal loan is for you if you want:

  • To borrow for a specific purchase, and to pay the loan off within a set period of time;
  • Specific monthly payment amounts, making it easier to budget;
  • To take a vacation, buy furniture, make an investment, or even consolidate your higher interest debt;
  • A loan that is secured against the equity in your home or other assets;
  • To pay off all or part of the loan at any time without penalty;
  • The ability to lower your interest costs by making more frequent payments;
  • To apply online for a faster approval.

Benefits of a Personal Loan

  • You can spend the loan however you wish
  • The approval rate for a cash loan is much higher than other credit sources
  • Applications are processed quickly
  • They offer a range of re-payment terms, so it is manageable for you

How can Climb Help?

Start your Journey to become debt free and rebuild your credit with Climb.